BlueCross BlueShield – Ware, MA

BlueCross BlueShield Coverage Availability & Fees

BlueCross BlueShield is a nationwide provider of comprehensive dental insurance plans for families and individuals. Your premiums allow you to benefit from discounted rates for common dental services. Although every policy differs, most policies for dental insurance in Ware include:

• 100% of preventive dentistry
• 80% of basic dental services
• 50% of major dental work

Your insurance is designed to stop common oral health issues from occurring through preventive services. The American Dental Association recommends visiting your dentist every 6 months for a cleaning and checkup. Your dental insurance may cover 100% of the costs for a co-payment. Researchers have found that every $1 of preventive dental care can save up to $50 on emergency and restorative fees. You’ll keep your teeth and gums healthy to save money down the road.

If your dentist finds anything concerning, there’s no need to delay treatment if you're concerned about the costs. BlueCross BlueShield will pay some of the expenses for medically necessary procedures after meeting your annual deductible. You can use your yearly allowance to maintain a healthy smile.

BlueCross BlueShield recommends choosing a dentist in their network to benefit from more coverage at the time of services. Preferred dental practices have pre-negotiated rates with BCBS for common services to lower the amount you’ll pay. However, you still have the freedom to choose any dentist that accepts your coverage. You can use your insurance at an out-of-network dentist. You’ll be responsible for the difference between your insurance’s allowable amount and the dentist’s fees. We are proud to work with both in-network and out-of-network patients.

Your dental benefits don’t last forever. They expire at the end of the year. You aren’t reimbursed for your premiums or deductibles, even if you never visit your dentist. Nothing will accumulate, either. Less than 3% of Americans meet or exceed their annual limits. We will help you maximize your coverage, so you don’t lose what you’ve paid for.

Meet Patty

You don’t have to navigate your dental insurance alone. Patty is our office manager and works with our patients to keep dentistry affordable. She will work on your behalf with BlueCross BlueShield and explain how your coverage is being used. Patty will review your payment options for any remaining balance, like financing with CareCredit. Request an appointment through our website or call our office at (413) 289-5130.