Delta Dental Coverage Availability & Fees
The moment you enrolled in a Delta Dental insurance policy, you agreed to pay a monthly premium for access to your benefits. Although the details of your plan likely vary from your colleagues or neighbors, many of the same coverage levels apply, especially if you are seeing an in-network professional like ours at Dhillon Family & Cosmetic Dentistry:
- 100% preventive services
- 70-80% minor restorative services
- 50-70% major restorative services
Unlike medical insurance that doesn’t offer much coverage for general wellness visits, you will see that preventive care is provided at 100% in many cases. The reason for this is so you can avoid future oral health problems and achieve a healthier smile now without paying anything out of pocket.
Of course, not all problems are preventable, no matter how well you practice good oral hygiene at home. Whether it is a severe toothache, broken or chipped tooth, or multiple missing teeth, your dental insurance in Brookfield will help in lowering your out-of-pocket expenses by agreeing to pay a majority of the total cost. But it’s important that you meet your deductible and understand how much of your annual maximum is left, as these will be factors in how much your insurer agrees to cover.
In choosing to see an in-network professional, however, you will reap the greatest benefits because of their pre-negotiated contracts with the insurance company. Determining set fees for various services allows you to spend less when visiting your dentist for regular checkups, dental crowns, traditional prosthetics, and even root canal therapy! And although it’s not mandatory that you see someone who is in-network, it is strongly advised if you want to save the most money.
